UK Public Policy on Car Insurance
March 13th, 2008
by: Djai Tanji
The Road Traffic Act 1988 is a UK act modified in 1991 requiring motorists to either have a security, be insured or should make a particular deposit with the Supreme Court’s Accountant General, against their legal responsibility for injuries, including passengers and for damage to other persons and their properties that results from vehicle usage on a public road or other public places. Third party insurance is what they refer to insurance that satisfies the condition of the act, for those who demand for cover. To drive without at least third party insurance is an offense whilst on the public highway, but it is not applicable on private lands. But there are exemptions from the requisite to be covered like the vehicles owned by some councils, local authorities, education authorities, national park authorities, police and fire authorities, and health service and security authorities.